President & CEO
Dane Wagner has over 17 years of experience in financial market industries, creating cutting edge procedures for saving people and companies money. He has implemented ground breaking practices for companies in the way they approach their Customer Service practices and has helped many Americans achieve debt free lives.
In 2008 Dane was working a management position in a corporate restaurant chain when the mortgage collapsed and financial crisis occurred; "Many close friends and relatives lost homes and a lot of money from years of saving for a down payment to a faulty system in mortgage practices' of the time, way of structuring mortgages really hurt people I loved" Dane recalls, "I saw an opportunity to really champion the American home owner and by managing a lean, cost conscience, low overhead, bring the savings back to the customer company approach at Wagner American Mortgage Company we really have been able to bring incredible value to individuals, families, retirees, and all American income level home mortgaging consumer's".
After years going through the Newly formed State and Federal licensing requirements following the 2008 mortgage and financial crisis in The United States of America; Dane throughout the educational process for licensing began working at a local Mortgage company in Tulsa, Oklahoma working on lead generation, customer service, and approval of mortgage loans, through that time and experience developed the "Customer Driven Lowest Mortgage Rate" approach to the business model that drives WAGNER AMERICAN MORTGAGE COMPANY.
Dane Wagner started Wagner American Mortgage Company with a specific goal of helping Americans end debt; achieve more of their dreams, and build substantial net worth. "There is only one type of debt that is beneficial for an American; AND that is investing into a home".
Dane explains while speaking with a group of clients while conducting a mortgage rate seminar:
"Of course the perfect scenario would be to pay cash for everything someone buys; BUT the reality is that isn't always an option. The one thing that all Americans can control is what types of financing they choose. When investing into a home it is never a bad debt, because of the obvious loan-to-value ratio that is proven with American real property and financing with Wagner American Mortgage Company will ensure that you are getting the lowest interest rate and building equity in your home much faster."
Wagner American Mortgage Company
Title V of P.L. 110-289, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed on July 30, 2008. The new federal law gave states one year to pass legislation requiring the licensure of mortgage loan originators according to national standards and the participation of state agencies on the Nationwide Mortgage Licensing System and Registry (NMLS). The SAFE Act is designed to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of state-licensed mortgage loan originators. Mortgage loan originators who work for an insured depository or its owned or controlled subsidiary that is regulated by a federal banking agency, or for an institution regulated by the Farm Credit Administration, are registered. All other mortgage loan originators are licensed by the states.
The SAFE Act requires state-licensed MLOs to pass a written qualified test, to complete pre-licensure education courses, and to take annual continuing education courses. The SAFE Act also requires all MLOs to submit fingerprints to the Nationwide Mortgage Licensing System (NMLS) for submission to the FBI for a criminal background check; and state-licensed MLOs to provide authorization for NMLS to obtain an independent credit report.
Meet The Talented
Wagner American Mortgage Company
Mark Johnson Steve Gibson
Loan Originator Loan Originator
Kim Novac Tina Evans
Customer Representative Marketing Director